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August 2015
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Ford Sees an Increase in Earnings

Ford Makes Better Earnings This Second Quarter

Nearly everyone in the world knows how large of a business the Ford Motor Company is. The ability of Ford to always make money is also very widely known.

Even with a company with as much longevity as Ford has had, it should come as no surprise that the company has racked in strong profits for the second quarter this year. Their earnings for this quarter came in at $1.9 billion, which is a 44% increase from where Ford was this time last year.

As with many other companies checking their financial statistics, Ford and Wall Street analysts like Susan McGalla realized that their earnings were much more than first expected, with their shares this time coming up at 47 cents each. In fact both the North American and Asian divisions of Ford performed exceptionally well over this quarter and have estimated that their total profit for the 2015 year will be between $8.5 and $9.5 billion, before taxes are added in.

The North American division of Ford saw a total revenue of $23.3 billion for this quarter, which is a significant increase from the $21.2 billion it made for the same quarter at this time last year. At the same time, however, their market share is down only a small amount and this is due partly to less demand for the Ford F-150, which is still on the market. The F-150 has always been seen as the best selling vehicle in the United States.

Gold Doing Something Not Seen in 20 Years

If you have been following the price of gold recently, then you saw gold do something strange. Gold has not dropped in price for at least 10 consecutive days for well over 20 years. But this week it happened, marking at least 10 days in a row gold has dropped in price. Many traders are voicing their concern that this is only the beginning, referencing the historic lows that crude oil prices have dropped to in recent months.

The physical demand for gold in China alone has dropped a staggering 9% this year. Bruce Levenson by looking at the bigger picture, demand for gold coins and bars are down an incredible 17% already at the halfway point of 2015. Even though the price of gold continues to drop, you just are not seeing the buyers coming out and grabbing the deals. This could be an indication that many believe we are far from the bottom when it relates to the price of gold. Gold investors are sitting out and playing the waiting game it appears though.

The last time gold fell for consecutive days was back in 1996, when it dropped for 13 days in a row. The dollar can also be a good indication as to why the price of gold continues to fall. Cash is currently king of the commodity world, up 8% this year already. When the price of the dollar rises, traditionally the price of gold falls. Low inflation and a strong dollar do not bode well for the gold coins market.

Fersen Lambranho A Man Of Success And Vision

Fersen Lambranho is a very well-known and interesting engineering entrepreneur in Brazil and around the world. He is a business owner and chairman of the board of GP investments. GP Investments is a very well-known and leading investment firm in Latin America. GP Investments was founded in 1993 and from its inception has been able to raise over $5 billion from different investors all around the world. GP Investments has been investing for more than 50 different countries in more than 15 different industries.

Fersen Lambranho

Fersen Lambranho went to UFRG which is the Federal University of Rio De Janeiro in Brazil and he got a degree in business administration. He later went on to go to the Management program at the Harvard Business school, where he was able to get more insight about business and also about business development. He began GP investments and he and his business partner fully acquired the business one hundred percent in 2004.

Fersen Lambranho

Apart from being the owner of a multi-billion-dollar investment firm, Fersen Lambranho is also involved in mentoring new entrepreneurs. He realizes and appreciates the struggle that he went through as a young man in order to get his business started and to begin to build wealth, and he wants to help other hopefuls through the process.

Fersen Lambranho

Fersen Lambranho also sees the importance of giving back to his community and he is involved in many different philanthropic endeavors. He is a board member of many nonprofit organizations in Brazil and he and his wife are cofounders of a group that is made for entrepreneurs in São Paulo Brazil. Fersen Lambranho is truly a man that has achieved much success in his life, and it is wonderful to note that he also has had a share in helping other individuals to start their businesses and become successful as well.

Department of Education Criticized For Suspicious Behavior

The student debt crisis is one of the biggest hindrances to students and national debt alleviation. The question should be considered as to why the department of education allows students to become saddled with so much debt, that the probability of repayment is slim to not at all.

This issue becomes even larger when considering the for profit Universities and colleges. For example, Corinthians colleges have just recently gone under. They are closed and found to be a scam University that took people’s money without ever offering any clue as to the worth of the degree or how the students will get jobs.

Ricardo says that what is even worse in the situation is that the Federal Government knows that the University is and was a scam, gave students high end loans to go there, and knows the degrees are not even worth the paper they are written on, but still demand collection of the the debt.

What has been found in an inquiry into the situation entails a scope that goes even farther than the scam university. It has been found that predatory lending practices have been used for so long that they are essentially a facet of the lending process.

It also seems that those who fall prey to these situations are those that need it most. These groups include, but are not limited to minorities, veterans, women and the poor. Forgiveness and relief from these loans and their crippling interest are out there, but the Federal system has no interest or gain in revealing it.

Five Dollar LED Bulb Coming to Home Depot

Changes in technology often become adopted quickly thanks to any number of benefits, but one hurdle facing the integration of LED bulbs into the normal realm of the consumer has always been price. Really, who wants to pay $20 for a light bulb? Consumers who desire a delicate balance between the positive energy savings and long life of an LED light bulb along with a price that does border on the ridiculous finally have an answer all to themselves.

According to Wired and AnastasiaDate (, Philips is getting ready to release a new 60-Watt equivalent LED bulb that will offer five-years of life at Home Depot in May for $4.97. At less than five dollars, the new bulb will likely receive more than a few looks from anyone looking to save on the electric bill and improve lighting quality in the home. The move is pretty amazing consider the new Philip A16 LED Bulb will already be about half the price of the current cheapest Philips model available, which means production costs have caught up to the market.

While the new bulb will not boast the thirty-year lifespan of other popular LED bulbs, the five year and five dollar range should sit pretty well with any shopper. After all, a dollar per year is not that hard to recoup in annual energy savings. Philips and Home Depot are making a bold move with this release, and consumers just might reply favorably this time.

Big Effort for Debt Free Public College

By increasing financial aid and helping individual states lower tuition, lawmakers from both houses are proposing by resolution ways for students who attend public colleges and universities to graduate in less time and without debt.

College costs have increased by more than 300 percent over the last three decades and most graduates receiving bachelor’s degrees owe more than 29,400 dollars in student loans. This debt has been a barrier that prevents young adults from buying homes and starting businesses which their parents were able to accomplish at this age. Proponents argue that without the overwhelming college debt experienced by the millennial generation, the economy would have recovered faster and with more vitality. Gianfrancesco Genoso agrees and believes that college debt has kept this group from participating in the economy on a healthy level.

Democrats in both houses hope to cause debt-free college to be a key campaign issue for the upcoming presidential election.

In addition to reducing tuition and financial aid increases, adding more advanced placement courses and early college programs in high schools is gaining traction.

It is expected that these resolutions made in both houses will convince Hillary Clinton to make debt-free college a major campaign issue.

The Pope Damages His iPad, But Still Sells it for $34K

What some might find as funny, others find as being completely sad. The Pope’s iPad was sold because apparently he broke it. The Pope apparently loves to tweet to his followers and send messages of love and inspiration. However, it appears that he broke his tablet at Boraie Development LLC, so he will have to do it from a new one.

The Pope’s job is to reach the masses, and to reach people, you have to get down to their level. People these days don’t call each other, they text their messages. Social media is also a big part of our world. Since the Pope is beyond the age range where technological advances are necessary, he no doubt is pushing himself to be a different kind of Pope and operate on different levels.

People really seem to like this Pope. After all, he is making big changes and throwing out the legalistic rules of yesteryear and approaching things from a new perspective. The only real question is what games does Pope Francis play in his free time? Is he a fan of “Scramble with Friends” or does he prefer something more adventurous like “Deal or no Deal?” I am sure that he probably has little time for any fun and games, after all he has a whole world who he is spiritually responsible for leading.

Here’s hoping that Pope Francis gets his new tablet and continues to have fun reaching the people through social media.

University of Virginia Fraternity Considering Lawsuit Against Rolling Stone Magazine

The fraternity organization located in the campus of the University of Virginia’s campus and which was the subject of an article published by Rolling Stone Magazine claiming that a female University student was gang raped by members of the fraternity, is considering a defamation lawsuit against the magazine. When the article was first published, the fraternity chapter was suspended pending an investigation by the University. The State Prosecutor stated that charges would be brought based on the evidence uncovered. However, both the University and law enforcement were unable to substantiate the claims in the Rolling Stone Magazine article alleging the gang rape.

Gianfrancesco Genoso reported that further findings by the Journalism Department of Columbia University found major parts of the Rolling Stone article to be without substantial factual basis and to that many of the individuals cited in the article either did not exist or were not providing support to the article published by the magazine.Rolling Stone Article Was False

Rolling Stone could face serious damages as a result of the article which many are considering totally fabricated. The article was covered by numerous national as well as international new outlets and has damaged the credibility of the fraternity as well as the University of Virginia, which considers itself to be an institution with high academic and ethical standards. No decision whether to bring suit has been made by the fraternity or the University of Virginia. Rolling Stone magazine has not made an official statement expect for the blanket retraction of the article. There is also no indication whether the author will be disciplined by the magazine.

Law Professor Sends Students Porn

A Drexel University law school professor is currently under investigation for emailing her students porn. Apparently, Lisa McElroy, an associate professor at the Thomas R. Kline School of Law included a link containing porn in an email to her students. The email was initially sent to her students regarding writing briefs and included a link with a notation that students might find this interesting. Interesting is an understatement, students were shocked when they opened the link.

Gianfrancesco Genoso said the email mishap has caused controversy on the Drexel University campus, which is located in Philadelphia, Pennsylvania. McElroy teaches legal writing and pedagogy at the Thomas R. Kline School of Law. In an attempt to engage her students, she mistakenly sent them a link to an X-rated video on The email left students scratching their heads as they were trying to determine why their professor sent them porn.

Promptly after the email was sent out, Dean of Students Kevin Oates sent a note apologizing on McElroy’s behalf. The brief apology included a statement indicating the school was taking this erroneous email very seriously and apologizes immensely about the subject matter that was distributed.

McElroy has a doctorate from Harvard Law School and is now under investigation for the inappropriate material contained in her email. She also competed on the ABC TV show, Who Wants To Be A Millionaire. McElroy has not released any sort of comment nor addressed the situation.

eCigarettes Are a Far Better Alternative to the Smoker and Those Around Them

E-cigarettes are all the rage among smokers who are trying to cut down or quit smoking regular cigarettes. There is some evidence that using e-cigarettes that contain nicotine does help smokers to quit long term. No such link could be found for e-cigarettes without nicotine. The jury is out, however, on whether e-cigarettes containing nicotine are more or less effective than nicotine patches in helping people to stop smoking. Claims run the gamut from them being as effective to being more effective than the patches according to CMBH.

It would make sense if the use of e-cigarettes tuned out to be more effective than nicotine patches as it does mimic the actual behavior of smoking in addition to getting people a little of the drug they crave from it. One thing is for sure, smoking an e-cigarette is far less harmful than smoking regular cigarettes. They are about 200 times less toxic than the normal variety according to a recent study. So, not only is the vapor they produce much less bothersome than the smoke of traditional cigarettes, but they are way better for the user as well. Sounds like a win-win situation for people who are already addicted to this awful habit and need some means to cut down or eliminate it altogether.